Our Services
Educate consumers
Educates consumers on how traditional mortgage system offering works.
Evaluates the current mortgage and debt setup
Evaluates or assess the current mortgage and debt set-up of homeowner(s).
Empowers the homeowners
Empowers the homeowners or consumers to have an equitable control on how they want to payoff their mortgage and debts the smart way.
Personalized Smartgage Program
Provides homeowner(s) a blueprint of the Personalized Smartgage Program or strategy that fits them best.
Makes a comparative debt analysis
Makes a comparative debt analysis to show homeowner(s) their current status versus smart options they might have to alleviate or better their situation.
Connects homeowner(s)
Connects homeowner(s) to ethical and licensed brokers, realtors, financial advisors and real estate lawyers for consultancy as required.
Rent-to-Own (RTO)
Rent-to-own is an alternative route to homeownership for those who can’t obtain financing due to poor credit or because they don’t have enough money for a down payment (or both).
For investors, RTO is an almost zero-risk short term investment with a minimum of 15% per annum Return Of Investment (ROI).
What SMARTGAGE is
- An intermediary firm that promotes debt consolidation and BEYOND.
- An intermediary firm which leads consumers to financial product opportunities which guarantee that their money work harder for them to meet their financial goals risk-free.
- An unconventional strategy that converts part of the interest costs (lender’s profits) into mortgage principal payments.