“I and my husband have really reasonable and disciplined spending habits to get ahead with our financial responsibilities of owning a house. We believe we are doing fairly well until Julian introduced us to Smartgage’s unique approach of paying off our mortgage and debts. As a result, we were amazed and extremely happy that we are able to buy a much needed new car, payoff our debts, saved on interest costs and shorten our mortgage payoff years WITHOUT paying more than what we were paying before. It’s absolutely astonishing! Thanks to the Smartgage team.”